Am I eligible for your services?
We have a variety of debt services available to suit the needs of each individual. Our expertly trained staff will give you a list of options best suited to your particular circumstances, and we will help guide you towards making the best decision for you.
How much does it cost?
We do charge a fee for our services, but it is incorporated into the repayment for whichever program you decide is best for you. Also, no matter which route you choose to take, your financial freedom is our utmost concern, so in most cases we can also break down the payments into smaller more manageable portions over a longer period of time.
Will this stop the creditors from contacting me or garnishing my wages?
Once you obtain our services, the collection calls and garnishing of wages will stop completely. Your creditors will legally no longer be allowed to contact you.
Will I lose my house or other assets?
Depending on each individual situation, we will assess the correct route for you to take which would help protect the assets that you already have. For example, a Official Proposal would allow you to keep your house if you qualify for the program. But with Insolvency, you would be expected to pay any net equity which you have in your home. All the options would be fully discussed with you so that you were comfortable with the outcome and feel rest assured that any valuable belongings were safe.
Will this affect my credit rating?
With whichever route you wish to take, your credit rating will be affected. However, Debt Review has multiple options available to help build up your credit rating quickly and efficiently, whilst you are still enrolled in your preferred debt relief program. These include credit facilities such as credit cards, car finance, and even mortgage applications. We also have lots of tips and tricks we can share with you to help boost your score.
How long does the program take to be debt free?
This depends on your individual circumstances and which program best suits your needs. Our advisors will give you all the available options and timescales available to you, so that you can make an informed decision based on all the information.