Blog
Fun & Inexpensive Summer Activities
With summer upon us, there are kids out of school, vacations being booked and plans being made. With all of the excitement of the sun and lovely weather, we can tend to get carried away with spending and all of the cool things there are to do in this summer heat!...
Wage Garnishment in Canada
Wage garnishment is something that is not new to debtors. For years, it has been a practice that a debtor has to watch out for when struggling to repay their debts. Creditors across the nation have different rules they have to follow when pursuing the garnishment of...
Tax Season
Tax season is upon us, and for many Canadians this means filing your taxes and receiving a refund or paying an amount owing. It can also be a stressful time of year, when it comes to filing and not necessarily knowing what needs to be done to file your taxes...
Student Loans
Many Canadians pursuing further education are bound to deal with student loans on their quest to knowledge and higher learning. No matter what kind of institution you decide to attend, the price tag for post-secondary can add up to quite a large sum. Each semester can...
Steps To Investing
Investing can be an exceptional way to make the most out of your money and make a return on what you already have! Investing is all about obtaining assets that will provide security for your money, and growth in value over time. It is about using the money you have...
Starting With Savings
With the financial climate of our world today, saving money has become more of a priority for many Canadians across the country. Whether you’re saving for a down payment on a house, vacation, or just an emergency fund. It’s important to take a look at your finances...
Budgeting – Mindset & Practice
It's that time of year! The holidays are here, and with rising costs of inflation it has become easier to spend more than one can afford. Whether it be on gifts, travel or food, there is no doubt the expenses are higher around this time of year. That’s why it is...
Collection Practices: Know Your Rights
If you have dealt with debt or loans, chances are, you have dealt with a creditor or debt collector. This post will go over the rights of a debtor and the rules a creditor or collector must follow across each province in Canada. A lot of provinces share main rules and...
Loans & Co-signers
Loans can be difficult and complicated if you don’t do your own research, learning and comprehension prior to inquiring for one. It’s important to know all the ins and outs of a loan and all the policies and rules attached to it. So, what happens if you can’t get a...
The Difference Between Debts: Secured & Unsecured
No doubt you have heard about debt, but did you know there are different types of debt? If you are unfamiliar, two major categories that debt is primarily categorized under are secured and unsecured debts. These two types of debt have different risks, different rates...